Give Your Young Adult the Freedom They’ve Earned—With the Protection They Still Need.
The Legal Plan Every Parent Needs Once Their Child Turns 18
When your child turns 18, everything changes—legally speaking. Overnight, they become the sole owner of their medical, financial, and educational decisions. While this is an exciting milestone toward independence, it also means you, as a parent, lose the legal right to access important information or make decisions on their behalf—even in an emergency.
What Changes at 18
Many parents are surprised to learn that once their child turns 18,
they no longer have the legal right to:
Medical Access
Access medical records or speak with doctors.
Decision-Making Authority
Make medical or financial decisions if their child is incapacitated.
Financial Management
Manage bank accounts, pay bills, or handle tuition payments.
Educational Communication
Communicate with colleges about grades or disciplinary matters.
Unfortunately, this reality often comes to light during a crisis—when a young adult is in an accident or hospitalized, and parents suddenly find themselves helpless due to privacy laws and legal barriers.
The Solution: The Young Adult Emergency Plan®
The Young Adult Emergency Plan® ensures your child is legally protected and that you can step in if needed. It’s a simple yet powerful set of legal documents that give parents the authority to act quickly and confidently in the event of an emergency.
What’s Included in the Young Adult Emergency Plan®
Durable Power of Attorney
Allows you to manage financial and legal affairs if they become incapacitated
Advance Healthcare Directive
Enables you to make medical decisions on their behalf when they cannot.
Last Will and Testament
Outlines your child’s wishes regarding their property and assets.
HIPAA Release
Grants you access to their medical information and treatment providers.
FERPA Release
Authorizes schools and universities to share educational records with you.
Together, these documents create a safety net that bridges the gap between childhood and adulthood—giving both you and your child peace of mind.
Your Child Still Needs You.
The Law Just Doesn’t Know It.
Reclaim your ability to help with the Young Adult Emergency Plan®. Don’t wait for an emergency to reveal a legal gap. Your peace of mind starts with a simple conversation.
