I have a saying that has guided my life for a long time: “Be better and better be.” It was inspired by a quote from the Brazilian novelist, Paulo Coelho, who in his novel “The Alchemist” wrote, “When we strive to become better than we are, everything around us becomes better, too.” Another popular quote […]
Archives for January 2023
Gifting Your Kids an Early Inheritance? Consider This…
If you’re thinking about gifting your children their inheritance early, you’re not alone. Studies suggest that these days, nearly two-thirds of people over the age of 50 would rather pass their assets to the children early than make them wait until the will is read. It can be especially satisfying to fund our children’s dreams […]
Medicaid Applicants: A Spouse’s Guide
The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures. What Are Spousal Impoverishment Rules? Spousal impoverishment is a concern for older couples when there is one spouse who requires long-term care and applies for Medicaid. […]
5 Reasons for Seniors to Celebrate in 2023
It has been a tumultuous few years. Amid a continuing pandemic, tense midterm elections, and a war in Ukraine, we have grappled with more than our fair share of grim news. However, with the new year upon us, there are some silver linings — in particular for seniors. Here are five reasons for seniors to […]